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LAW 475

Financial Technologies Law (FinTech Law)

FinTech Law sits at the intersection of financial regulation and emerging technology, asking how legacy frameworks built for banks and securities markets stretch (or break) when applied to payment institutions, crypto-asset service providers, open banking APIs, and CBDCs. You'll work through the EU regimes that effectively set the global baseline — PSD2, MiCA, the DLT Pilot — alongside Turkish counterparts and MASAK's AML rules, with two quizzes, an in-class case study, and a final essay on a topic you pick. It's a useful capstone-style elective after Banking Law and Capital Markets Law, since it shows where those doctrines are actively being rewritten rather than just applied.

Credit3ECTS5FacultyFaculty of LawBölümLawPreLAW 202

Önerilen kaynaklar 3 kitap

📖
Önerilen
Fintech Law and Regulation
Jelena Madir (ed.)
2021 · Edward Elgar Publishing
📖
Önerilen
Routledge Handbook of Financial Technology and Law
Iris H-Y Chiu/Gudula Deipenbrock
2021 · Routledge
📖
Önerilen
Sorularla Fintek
Pınar Çağlayan Aksoy vd. (ed.)
2023 · On İki Levha Yayıncılık

Haftalık müfredat 14 hafta

Hafta 1
Definition and scope of Fintech, Evolution of Fintech, Fintech Services and Actors, Introduction to fintech laws and regulations, Fintech strategies.
Hafta 2
Payment Ecosystem, Payment Systems, Payment Services and E-money, Overview of the EU payments landscape.
Hafta 3
Payment and e-money institutions (licensing, supervisory framework, etc.), Open banking, Banking-as-a-Service (BaaS), and neo-banks.
Hafta 4
Anti-money laundering and counter-terrorist financing obligations, Know-Your-Customer (KYC) and digital customer onboarding, FATF Recommendations, Role of MASAK and national AML rules.
Hafta 5
Crypto-assets – technological infrastructure, types and legal status of crypto-assets, smart contracts.
Hafta 6
Laws and regulations concerning crypto-asset, Introduction to EU MiCA Regulation and comparison to national counterpart(s), Crypto-asset services and service providers. First quiz
Hafta 7
Central Bank Digital Currencies – concept and rationale, comparative examples, legal, regulatory, and monetary policy implications.
Hafta 8
Alternative finance – crowdfunding, Factoring, Leasing and other non-bank financial institutions.
Hafta 9
Fintech in capital markets & investment services, Digitalization of capital markets, Robo-advisory, Algorithmic finance (Posssible: Guest speaker)
Hafta 10
In-class case study
Hafta 11
RegTech tools and supervisory technology (SupTech); regulatory sandboxes and innovation hubs; DeFi ecosystems; EU DLT Pilot Regime for tokenized financial instruments. Second quiz
Hafta 12
Data protection in FinTech; data sharing and access rights; GDPR relevance; cybersecurity challenges; digital operational resilience.
Hafta 13
TechFin platforms, Competition Dynamics in fintech ecosystem.
Hafta 14
Course wrap-up, Evolution of the term, Instructions and topic selection for the final essay.

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Bu dönem (2025-2026 Spring) · 1 section
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